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Non-Lapsing Super Fund Binding Death Benefit Nomination's [BDBN's] + the ability to appoint a Death Benefit Guardian are only available where:
➲ The Super Fund Trust Deed was created or has been amended to accommodate these advanced Estate Planning strategies.
If this is not the case, the BDBN will lapse and become a non-binding DBN after 3 years [unless it is renewed for a further 3 years].
1️⃣ The alternative or additional appointment of a Death Benefit Guardian to provide a very important safeguard to help ensure benefit payments are made as intended; and/or
2️⃣ The inclusion in the Trust Deed of a Death Benefit Rule which removes some of the possible risks of having a BDBN (such as it having a technical issue deeming it invalid, or getting lost), but can be relatively inflexible.
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